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An ARM may make sense if you are confident that your income will increase steadily over the years or if you anticipate a move in the near future and are not concerned about potential increases in interest rates.

The down payment required for a Jumbo mortgage can vary on many factors. Your Certainty Home Loans Loan Officer can help you assess your specific situation and goals and help you find the right loan option for you.

Learn more about all of our available loan options here.

Jumbo loans can come with stricter qualifying guidelines when compared to a Conventional loan because the homebuyer is taking out more than the typical loan amount. There are several factors that a lender will look at to determine if you qualify, including your credit history, income, and debt-to-income (DTI).

The minimum credit score depends on a variety of factors, so be sure to check with your Loan Officer about your specific situation. Learn all about available loan options here.

A Jumbo mortgage offers financing for those homes with a price tag that exceeds the conforming loan limits set by the Federal Housing Finance Agency. Learn all about available loan products here.